ALLYAlly Financial
- Next report
- No date yet
- none in the next 8 weeks
- Last result
- $1.34Beat
- vs $1.32 expected on Oct 20
- Stock move on it
- +1.01%
- one session
- Typical move
- ±1.3%
- average over 2 reports
- Price
- $38.01
- −0.67% today · $13.1B cap
Past and upcoming reports
2
| Oct 20, 2026 | Sep 30, 2026 | Time not given | $1.32 | Beat$1.34 | +1.01% |
| Jul 16, 2026 | Jun 30, 2026 | Time not given | $1.27 | not recorded | −1.51%2d |
After the report
Jul 16, 2026 report
This covers the Jul 16, 2026 report. The Oct 20, 2026 numbers are in the table above.
Ally Financial retreats after Q2 report. investors await clarity on outlook
Ally Financial reported Q2 2026 earnings on July 16. While actual EPS is not available, the stock fell 2.48% the following day on above-average volume, suggesting the market interpreted the report negatively. Consensus estimate was $1.27, but a beat or miss cannot be confirmed. The decline likely reflects concerns over loan loss provisions or a cautious tone from management. The stock remains above its 50-day SMA ($44.04) and trades at a cheap valuation (forward P/E ~7.3x). The next full earnings call is scheduled for July 21, which may provide more detail on margins and outlook.
Reported against expected
Actual EPS is not available. The consensus estimate was $1.27, but the reported result is unknown. The stock's negative price reaction suggests the market's assessment was unfavorable.
Guidance
No explicit guidance was provided in the post-earnings news feed. The stock's decline implies a cautious or subdued outlook, possibly related to loan loss provisions or growth trajectory.
How the stock reacted
The stock closed at $45.64 on July 17, down 2.48% from the previous close of $46.80, with volume of 2.14 million shares (above the 90-day average of ~2.1 million). The price reaction window (event day, day 1, day 2) is not available.
What changed
Q2 earnings reported. stock fell 2.5% on cautious tone.
What the price now assumes
Market pricing in concerns over loan loss provisions or growth outlook, given the decline on above-average volume.
What it means for the business
Upgrade bias if next week's full call clarifies margin trajectory. otherwise downgrade risk.
The next one to three months, as we saw it then
Better case30%
The initial selloff is overdone. The July 21 earnings call reveals a better-than-feared NIM outlook and stable credit quality, reaffirming Ally's cheap valuation and growth trajectory.
Base case50%
The report confirms a mixed quarter. Valuation remains attractive but near-term headwinds from credit costs and slower loan growth cap upside. The stock trades in a $44-$48 range.
Worse case20%
The earnings report reveals deteriorating credit metrics and a cautious outlook that leads to downward earnings revisions. The stock falls below $44 and tests the 200-day SMA near $42.
If you hold it
Hold unless next-quarter revenue misses guidance materially or customer concentration risk worsens.
If you are watching
Add only if next-quarter guidance is reiterated or raised. avoid if guidance is cut or geopolitical risk escalates.
Scenario odds are a judgement, not measured.