SCHWThe Charles Schwab Corporation
- Next report
- No date yet
- none in the next 8 weeks
- Last result
- $1.69Beat
- vs $1.66 expected on Oct 15
- Stock move on it
- −2.34%
- one session
- Typical move
- ±1.8%
- average over 2 reports
- Price
- $91.73
- −1.13% today · $182B cap
Past and upcoming reports
2
| Oct 15, 2026 | Sep 30, 2026 | Time not given | $1.66 | Beat$1.69 | −2.34% |
| Jul 16, 2026 | Jun 30, 2026 | Time not given | $1.47 | not recorded | −1.20%2d |
After the report
Jul 16, 2026 report
This covers the Jul 16, 2026 report. The Oct 15, 2026 numbers are in the table above.
SCHW: Post-Earnings Drift Lower. Guidance & NIM in Focus
Charles Schwab reported Q2 2026 earnings on July 16. Actual EPS is not yet confirmed, but the stock traded down 1.21% the following day, suggesting the market found the report in-line or slightly disappointing. The key debate centers on net interest margin (NIM) trajectory and forward guidance, with the stock consolidating near $101.5 after a strong pre-earnings run.
Reported against expected
Actual EPS not available. consensus estimate was $1.47. Stock fell 1.21% on the first trading day post-report, implying a neutral-to-slightly-negative reaction relative to expectations.
Guidance
No explicit guidance data in payload. market focus likely on NIM outlook and client cash realignment trends.
How the stock reacted
Closed at $101.56, down 1.21% from prior close of $102.80, on below-average volume of 6.06M shares.
What changed
Q2 print in line. stock drifts 1.2% lower as market digests NIM outlook.
What the price now assumes
Modest disappointment on forward NIM or cash sweep revenue. valuation at 18x TTM P/E offers support.
What it means for the business
Upgrade bias intact. watch July 21 BMO earnings call for NIM guidance and client cash trends.
The next one to three months, as we saw it then
Better case35%
NIM stabilizes or expands as rate expectations shift favorably. asset management fees grow on market gains.
Base case50%
NIM remains under modest pressure. earnings grow in line with 20% EPS growth consensus. stock trades range-bound.
Worse case15%
NIM compression accelerates due to falling rates. fee revenue disappoints. guidance cut triggers de-rating.
If you hold it
Hold unless next-quarter revenue misses guidance materially or customer concentration risk worsens.
If you are watching
Add only if next-quarter guidance is reiterated or raised. avoid if guidance is cut or geopolitical risk escalates.
Scenario odds are a judgement, not measured.