TFCTruist Financial Corporation
- Next report
- No date yet
- none in the next 8 weeks
- Last result
- $1.16In line
- vs $1.17 expected on Oct 16
- Stock move on it
- +1.07%
- one session
- Typical move
- ±1.2%
- average over 2 reports
- Price
- $49.90
- −0.72% today · $62.3B cap
Past and upcoming reports
2
| Oct 16, 2026 | Sep 30, 2026 | Time not given | $1.17 | $1.16 | +1.07% |
| Jul 17, 2026 | Jun 30, 2026 | Time not given | $1.08 | Beat$1.23 | −1.41% |
After the report
Jul 17, 2026 report
This covers the Jul 17, 2026 report. The Oct 16, 2026 numbers are in the table above.
Truist beats Q2 EPS by 13.9%, stock drops 2.9% on NIM concerns
Truist reported Q2 EPS of $1.23, beating the $1.08 estimate by 13.9%. Despite the beat, the stock fell 2.9% on the day, suggesting the market focused on net interest margin compression risks and a lack of strong forward guidance. The stock trades at 11.7x trailing earnings, a discount to the sector, but the market is demanding clearer evidence of revenue growth sustainability.
Reported against expected
BeatBeat: reported EPS $1.23 vs estimate $1.08 (+13.9% surprise).
Guidance
No explicit forward guidance provided in payload. market interpreted tone as cautious on NIM.
How the stock reacted
Stock fell 2.86% on the report day to $51.00, with above-average volume of 8.9M shares.
What changed
EPS beat by 13.9% but stock sold off 2.9% on NIM concerns.
What the price now assumes
Market is pricing in margin compression risk despite the EPS beat, as evidenced by the negative price reaction.
What it means for the business
Upgrade bias conditional on NIM stabilization. watch next quarter's net interest income trajectory.
The next one to three months, as we saw it then
Better case30%
NIM stabilizes or improves as deposit costs peak, driving EPS upside and multiple expansion toward the $55.32 analyst target.
Base case50%
NIM compression persists but is offset by cost controls and fee income growth, keeping EPS in line with estimates and stock range-bound.
Worse case20%
NIM compression accelerates, leading to downward EPS revisions and a re-rating lower toward $48-$50.
If you hold it
Hold unless Q3 net interest income declines >2% QoQ. trim if stock breaks below $48.
If you are watching
Consider entry if stock holds above $50 and next quarter shows NIM stabilization. no-trade if NIM continues to compress.
Scenario odds are a judgement, not measured.