USBU.S. Bancorp
- Next report
- No date yet
- none in the next 8 weeks
- Last result
- $1.34Beat
- vs $1.32 expected on Oct 15
- Stock move on it
- +2.01%
- one session
- Typical move
- ±1.8%
- average over 2 reports
- Price
- $60.48
- −0.36% today · $97.9B cap
Past and upcoming reports
2
| Oct 15, 2026 | Sep 30, 2026 | Time not given | $1.32 | Beat$1.34 | +2.01% |
| Jul 16, 2026 | Jun 30, 2026 | Time not given | $1.28 | Missed$1.11 | +1.59% |
After the report
Jul 16, 2026 report
This covers the Jul 16, 2026 report. The Oct 15, 2026 numbers are in the table above.
USB Q2 EPS Misses by 13.3%. Stock Drops 1.4%
U.S. Bancorp reported Q2 2026 EPS of $1.11, missing the $1.28 consensus by $0.17 (-13.3%). The stock fell 1.36% on the following trading day to $63.14. Despite the miss, the company maintains a solid fundamental profile with a P/E of 12.6x and a buy-rated analyst consensus (target $69.06). The miss raises near-term caution, but the valuation remains attractive if the revenue growth trajectory improves.
Reported against expected
MissedEPS of $1.11 missed the $1.28 estimate by $0.17, a -13.3% surprise (miss).
Guidance
Guidance was not explicitly provided in the payload. the miss and negative price reaction imply a cautious near-term outlook.
How the stock reacted
Stock closed at $63.14 on Jul 17, down 1.36% from $64.01, with volume of 10.75M shares (elevated).
What changed
EPS missed by 13.3% vs estimate, reversing prior beat streak.
What the price now assumes
Stock down 1.4% as miss overshadows otherwise solid fundamentals.
What it means for the business
Downgrade bias. watch next quarter's revenue and NII for confirmation.
The next one to three months, as we saw it then
Better case25%
The miss is transitory. revenue growth reaccelerates on payments and fee income, driving EPS recovery.
Base case50%
Stock trades range-bound as the miss is digested. valuation support limits downside but no catalyst for upside.
Worse case25%
The miss signals deteriorating core earnings. net interest margin compression and weak loan growth persist.
If you hold it
Hold unless next-quarter revenue misses guidance materially or customer concentration risk worsens.
If you are watching
Add only if next-quarter guidance is reiterated or raised. avoid if guidance is cut or geopolitical risk escalates.
Scenario odds are a judgement, not measured.