BRO vs ERIE
Brown & Brown and Erie Indemnity, side by side.
Prices and company dataas of yesterday's close
- BROKeepsales growth, past year28%
Brown & Brown's sales grew 28% over the past year, and the stock rose 14% over the past month, in step with other insurers (up 15%).
- ERIEKeepin the past month+23%
Erie Indemnity rose 23% over the past month, in step with other insurers (up 14%), but its sales grew only 2% over the past year.
Percent return
- BRO−9.90%
- ERIE−1.44%
Nov 11, 2025 to Nov 11, 2026
Where they differ
- Company size: BRO $22.6B, ERIE $13.0B.
- Sales growth, 1 yr: BRO +28%, ERIE +2%. BRO is ahead.
- Price for $1 of next year's profit: BRO $16, ERIE $21. BRO is ahead.
- Profit per $1 of sales: BRO 27¢, ERIE 18¢. BRO is ahead.
- Cash minus debt: BRO −$7.00B, ERIE +$330M. ERIE is ahead.
- Price change, 1 yr: BRO −9.9%, ERIE −1.4%. ERIE is ahead. S&P 500 +12%.
- How much the price swings: BRO 35%, ERIE 45%. BRO is ahead.
| Measure | BROBrown & Brown | ERIEErie Indemnity |
|---|---|---|
| Price and returns | ||
| Price | $71.37 | $272.27 |
| Today | −0.72% | Best in this row: +0.07% |
| 1 month | +13.82% | Best in this row: +22.58% |
| 3 months | +0.39% | Best in this row: +6.80% |
| This year | −9.52% | Best in this row: −2.81% |
| 1 year | −9.90% | Best in this row: −1.44% |
| 5 years | +16.26% | Best in this row: +29.56% |
| From 52-week high | −12.4% | −7.0% |
| How much it swings (90 days) | Best in this row: 35% | 45% |
| Valuation | ||
| Market value | $22.6B | $13.0B |
| Price vs last year's earnings | Best in this row: 21.7× | 22.8× |
| Price vs next year's expected earnings | Best in this row: 15.5× | 20.7× |
| Price vs earnings, adjusted for growth | 1.78× | – |
| Price to sales | 3.5× | Best in this row: 3.5× |
| Price vs cash it brings in | Best in this row: 16.1× | 25.8× |
| Company value vs operating profit | Best in this row: 13.1× | 16.7× |
| Growth | ||
| Revenue growth, 1 year | Best in this row: +27.5% | +2.0% |
| Revenue growth a year, last 3 years | Best in this row: +17.4% | +12.7% |
| Earnings per share growth, last year | Best in this row: −2.5% | −7.0% |
| Earnings per share growth expected next year | Best in this row: +7.3% | +3.6% |
| Profitability | ||
| Kept from sales after making the product | Best in this row: 49.8% | 17.9% |
| Kept as operating profit | Best in this row: 26.8% | 18.3% |
| Kept as final profit | Best in this row: 17.6% | 14.0% |
| Kept as spare cash | Best in this row: 21.8% | 13.4% |
| Profit on shareholders' money | 9.8% | Best in this row: 23.7% |
| Profit on all money put in | 7.3% | Best in this row: 26.6% |
| Balance sheet | ||
| Net cash (cash minus debt) | −$7.00B | Best in this row: $330M |
| Debt for each $1 of shareholders' money | 0.64× | Best in this row: 0.02× |
| Short-term assets per $1 of bills due | 1.14× | Best in this row: 1.31× |
| Dividend yield | 1.00% | Best in this row: 2.14% |
| Share of profit paid as dividends | Best in this row: 23% | 53% |
| Our readPro | ||
| Our call | Keep | Keep |
| Why | Brown & Brown's sales grew 28% over the past year, and the stock rose 14% over the past month, in step with other insurers (up 15%). | Erie Indemnity rose 23% over the past month, in step with other insurers (up 14%), but its sales grew only 2% over the past year. |
| Where the price sits | in the full report | in the full report |
| Our overall score (out of 100) | Best in this row: 57 | 43 |
| Our value score | Best in this row: 54 | 11 |
| Our growth score | Best in this row: 40 | 37 |
| Our quality score | 76 | Best in this row: 80 |
| Our price trend score | Best in this row: 69 | 46 |
| Earnings and analysts | ||
| Analyst consensus | Hold | Buy |
| To average analyst target | +4.2% | – |
| Average analyst target | $74.36 | – |
| Analysts rating it a buy | 33% | – |
| Buy ratings added, 3 months | +3 | – |
| Analysts covering | 15 | 0 |
BRO: faster growth at a lower P/E
Our pick of these: Brown & Brown
Sales growth +27.5% vs +2.0%
BRO +27.5%, ERIE +2.0%.Forward P/E per point of sales growth 0.56 vs 10.13
BRO 0.56, ERIE 10.13.Keeps 26.8% of sales as operating profit, vs 18.3%
BRO 26.8%, ERIE 18.3%.Where it loses: ERIE has a better past year, −1.4% vs −9.9%
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Prices as of yesterday, 3:59 PM ET. A view, not advice.