FISV vs XYZ

• FISVBuy morein the past month+40%

  Fiserv rose 40% over the past month, far more than other financial stocks (up 6%).

• XYZBuy more63%

  Block's report on Nov 3 beat profit forecasts by 63%, and its sales grew 7% over the past year.

Percent return

• FISV−0.56%
• XYZ+30.06%

1M6MYTD1Y5YMax

Nov 11, 2025 to Nov 11, 2026

Where they differ

Even, 3 each of 6

FISVXYZ

• Company size: FISV $29.7B, XYZ $47.8B.
  $29.7BCompany sizebigger$47.8B
• Sales growth, 1 yr: FISV −1.7%, XYZ +7%. XYZ is ahead.
  −1.7%Sales growth, 1 yr+7%
• Price for $1 of next year's profit: FISV $8, XYZ $17. FISV is ahead.
  $8cheaperPrice for $1 of next year's profit$17
• Profit per $1 of sales: FISV 19¢, XYZ 5¢. FISV is ahead.
  19¢Profit per $1 of sales5¢
• Cash minus debt: FISV −$26.7B, XYZ +$709M. XYZ is ahead.
  −$26.7BCash minus debt+$709M
• Price change, 1 yr: FISV −0.6%, XYZ +30%. XYZ is ahead. S&P 500 +12%.
  −0.6%Price change, 1 yr+30%
• How much the price swings: FISV 42%, XYZ 43%. FISV is ahead.
  42%steadierHow much the price swings43%

Measure	FISVFiserv	XYZBlock
Price and returns
Price	$63.91	$85.71
Today	Best in this row: +0.93%	+0.15%
1 month	Best in this row: +40.04%	+10.98%
3 months	Best in this row: +21.23%	+8.40%
This year	−4.87%	Best in this row: +31.69%
1 year	−0.56%	Best in this row: +30.06%
5 years	Best in this row: −36.05%	−62.16%
From 52-week high	−8.5%	−3.2%
How much it swings (90 days)	Best in this row: 42%	43%
Valuation
Market value	$29.7B	$47.8B
Price vs last year's earnings	Best in this row: 9.4×	62.8×
Price vs next year's expected earnings	Best in this row: 8.2×	17.0×
Price vs earnings, adjusted for growth	0.89×	Best in this row: 0.40×
Price to sales	Best in this row: 1.6×	2.0×
Price vs cash it brings in	Best in this row: 10.6×	15.0×
Company value vs operating profit	Best in this row: 8.2×	32.4×
Price vs earnings, against its own past (0 = cheapest)	–	100
Growth
Revenue growth, 1 year	−1.7%	Best in this row: +7.0%
Revenue growth a year, last 3 years	+6.1%	Best in this row: +11.3%
Earnings per share growth, last year	Best in this row: +3.8%	−69.1%
Earnings per share growth expected next year	+9.1%	Best in this row: +30.2%
Profitability
Kept from sales after making the product	Best in this row: 54.8%	47.7%
Kept as operating profit	Best in this row: 19.2%	4.9%
Kept as final profit	−18.9%	Best in this row: 1.8%
Kept as spare cash	Best in this row: 15.2%	13.5%
Profit on shareholders' money	−17.0%	Best in this row: 2.0%
Profit on all money put in	Best in this row: 7.8%	3.5%
Balance sheet
Net cash (cash minus debt)	−$26.7B	Best in this row: $709M
Debt for each $1 of shareholders' money	1.29×	Best in this row: 0.33×
Short-term assets per $1 of bills due	1.04×	Best in this row: 2.23×
Our readPro
Our call	Buy more	Buy more
Why	Fiserv rose 40% over the past month, far more than other financial stocks (up 6%).	Block's report on Nov 3 beat profit forecasts by 63%, and its sales grew 7% over the past year.
Where the price sits	in the full report	in the full report
Our overall score (out of 100)	58	Best in this row: 60
Our value score	Best in this row: 97	64
Our growth score	27	Best in this row: 47
Our quality score	Best in this row: 70	57
Our price trend score	59	Best in this row: 78
Earnings and analysts
Analyst consensus	Hold	Buy
To average analyst target	−2.8%	Best in this row: +20.1%
Average analyst target	$62.10	$102.92
Analysts rating it a buy	19%	Best in this row: 81%
Buy ratings added, 3 months	−2	Best in this row: 0
Analysts covering	26	26

XYZ: faster sales growth

Our pick of these: Block

Buy more74/100

Sales growth +7.0% vs −1.7%

FISV −1.7%, XYZ +7.0%.

FISV−1.7%

XYZ+7.0%

Forward P/E per point of sales growth 2.44 vs no growth

FISV no growth, XYZ 2.44.

FISVno growth

XYZ2.44

+20.1% to the average analyst target, vs −2.8%

FISV −2.8%, XYZ +20.1%.

FISV−2.8%

XYZ+20.1%

Where it loses: FISV has wider profit margins, 19.2% vs 4.9%

• 2ndFISVBuy more26/100Would need faster sales growth, −1.7% vs +7.0%

Prices as of yesterday, 3:59 PM ET. A view, not advice.