Chime Financial Inc - Class A
Large Cap · Technology · Software - Application
$32.77+$0.86 (+2.70%)
Chime Financial Inc - Class A
Large Cap · Technology · Software - Application
$32.77+$0.86 (+2.70%)
Stock analysis
Get the AI take on CHYM
Track it to unlock the price chart, verdict and what could change it.
- ✓Live price chart
- ✓A clear accumulate, trim or avoid call
Free to track. No card required.
Stock Fundamentals & Key Indicators
52-week range
Low$15.88
High$35.34
Today $32.77
RSI (14)
80.6Overbought
03070100
Overall score
N/A/100
See the full financial picture
Open the five-year record, valuation checks and Wall Street view behind these scores.
- ✓5 years of revenue, profit and cash flow
- ✓Valuation and balance-sheet checks
- ✓Business and geographic mix
- ✓Analyst targets and recommendation trend
Free for 3 days, then $9/mo. Cancel anytime.
Analyst Rating and Sentiment
Analyst price targets
Lowest
$22
Current price
$32.77
Median target
$33
Highest
$45
LowHigh
Operating Record
Revenue
What's working
- Cash exceeds debt by $979.9M, leaving a net cash buffer, a good sign.
- ROIC: Money put back into the business keeps coming back out as profit, a hallmark of a durable moat.
What to watch
- Forward P/E: The price already assumes strong earnings growth that still has to show up.
- Price / FCF: Cash generation hasn't caught up to the price tag yet.
What the market charges
Forward P/E
Rich · Priced for strong growth that still has to show up
48.84x
Price / sales
Reasonable · Priced reasonably against its revenue
4.93x
Price / FCF
Rich · Priced far above what its cash flow currently supports
38.83x
EV / EBITDA
Rich · Operating earnings don't yet support this price
29.03x
How efficiently it compounds
ROIC
Strong · Comfortably clears the bar for efficient capital use
15.1%
ROE
Weak · Weak returns on shareholders' money
-1.3%
Debt / equity
Strong · Very little debt relative to equity
0.13x
Current ratio
Strong · Comfortable room to cover bills due within a year
4.62x
Peer Comparison
| Company | Mkt cap | P/E | Rev growth | Score |
|---|---|---|---|---|
| $12.12B | - | +26.4% | - |
 | $1.05T | 21.1 | +167.0% | 93 |
 | $5.45T | 34.5 | +70.7% | 87 |
 | $2.21T | 30.8 | +30.6% | 83 |
 | $48.47B | 104.8 | +205.7% | 83 |