FICO
Fair Isaac
$1,046.23
▼ -6.83%
−$76.74
$1,046.23
▼ -6.83% · −$76.74 today
AI research · $1,046.23
FICO, researched
Guidance miss overshadows strong earnings beat
refreshed Jul 31
price position
Where FICO sits now
52-week range
Low$870.01
High$1,998.01
Today $1,046.23
RSI (14)
21.9Oversold
03070100
today's move
▼ -6.8%−$76.74
Wolfe downgrade and valuation concerns pressure FICO shares
highWolfe Research lowered FICO to Peer Perform, citing competitive pressure from VantageScore, while RBC reportedly cut its price target. Those analyst actions, alongside insider selling that could weaken sentiment, plausibly explain the stock’s roughly 6.8% one-day decline despite strong recent earnings.
fundamentals
Business quality and valuation
Operating record
What the business has actually produced
Revenue
Capital structure
Cash versus debt
Cash & investments$248.4M
Total debt$5.6B
Net cash after debt$-5.3B
Valuation
What the market charges
Forward P/E
Price against expected earnings
Favorable · 13% below Sector avg · favorable
21.99x
Price / sales
Value assigned to each sales dollar
Rich · Above 8x annual sales
10.13x
Price / FCF
Price against free cash generation
Reasonable · Between 20x and 35x free cash flow
24.35x
EV / EBITDA
Operating value including debt
Rich · Above 22x EBITDA
23.64x
Quality
How efficiently it compounds
ROIC
Return earned on invested capital
Strong · At least 15% return on capital
65.0%
ROE
Profit generated from shareholder equity
No signal · Not enough data to judge
-
Debt / equity
Balance-sheet leverage
No signal · Not enough data to judge
-
Current ratio
Short-term assets against liabilities
Reasonable · Assets still cover near-term liabilities
1.18x
Geographic mix
Jun 30, 2026Americas89.4% · $2.1B
EMEA7.0% · $166.4M
APAC3.6% · $86.6M
Selected financial data sourced from StockAnalysis and refreshed weekly. Figures may be delayed and are for research context, not investment advice.
peer comparison
How FICO compares
| company | mkt cap | P/E | rev growth | score |
|---|---|---|---|---|
| $24.25B | 32.5 | +24.1% | 75 |
 | $929.52B | 18.6 | +167.0% | 93 |
 | $4.86T | 30.7 | +70.7% | 87 |
 | $2.10T | 29.2 | +30.6% | 83 |
 | $38.60B | 83.5 | +205.7% | 83 |
US stock research
About Fair Isaac (FICO) stock
Fair Isaac — US core universe (S&P 500 sourced). FICO was -6.8% in the latest available session at $1,046.23. Its reported market value was $24.25B with a trailing P/E of 32.5. Latest reported revenue was $2.39B, changing +24.1% year over year, with $815.02M in net income.
Market snapshot updated Aug 3, 2026, 7:59 PM UTC.
- Latest available price
- $1,046.23
- Day change
- -6.8%
- Market cap
- $24.25B
- P/E (TTM)
- 32.5
- Revenue growth
- +24.1%
- Industry
- Software - Application