SoFi Technologies, Inc.
Large Cap · Financial · Credit Services
$17.66−$0.65 (-3.55%)
SoFi Technologies, Inc.
Large Cap · Financial · Credit Services
$17.66−$0.65 (-3.55%)
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Stock Fundamentals & Key Indicators
52-week range
Low$14.88
High$32.73
Today $17.66
RSI (14)
69.0Neutral
03070100
Overall score
66/100
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Analyst Rating and Sentiment
Analyst price targets
Lowest
$12
Current price
$17.66
Median target
$18
Highest
$30
LowHigh
Operating Record
Revenue
Business mix
Jun 30, 2026Lending52.1% · $2.4B
Financial Services39.1% · $1.8B
Technology Platform8.8% · $396.5M
What's working
- Debt / equity: Light borrowing means a rough patch wouldn't threaten the balance sheet.
What to watch
- Debt exceeds cash by $48.9M, increasing balance-sheet pressure, a warning sign.
- Forward P/E: The price already assumes strong earnings growth that still has to show up.
What the market charges
Forward P/E
Needs attention · 49% above avg
24.90x
Price / sales
Reasonable · Priced reasonably against its revenue
5.53x
Price / FCF
No signal · Not enough data to judge
-
EV / EBITDA
No signal · Not enough data to judge
-
How efficiently it compounds
ROIC
Weak · Struggling to earn much on the capital it uses
4.7%
ROE
Needs attention · Unfavorable
7.1%
Debt / equity
Favorable · 0.18 - strong leverage
0.31x
Current ratio
Reasonable · Just enough on hand to cover near-term bills
1.11x
Peer Comparison
| Company | Mkt cap | P/E | Rev growth | Score |
|---|---|---|---|---|
| $23.62B | 38.6 | +40.9% | 66 |
 | $192.11B | 20.2 | +20.3% | 81 |
 | $73.57B | 20.7 | +44.3% | 81 |
 | $11.82B | 17.4 | +45.4% | 79 |
 | $12.71B | 15.4 | +21.4% | 77 |
