SOFI
SoFi Technologies, Inc.
$18.02
▲ +10.52%
+$1.72
SoFi Technologies, Inc.
today's anomalySOFI · NASDAQ · Financial · Credit Services · price updated 9h ago
$18.02
▲ +10.52% · +$1.72 today
AI research · $18.02
SOFI, researched
Record growth is colliding with a credit-risk reset
refreshed Aug 3
price position
Where SOFI sits now
52-week range
Low$14.88
High$32.73
Today $18.02
RSI (14)
46.9Neutral
03070100
today's move
▲ +10.5%+$1.72
--
lowfundamentals
Business quality and valuation
Operating record
What the business has actually produced
Revenue
Capital structure
Cash versus debt
Total debt$3.3B
Net cash after debt$-3.3B
Valuation
What the market charges
Forward P/E
Price against expected earnings
Needs attention · 49% above Sector avg
22.23x
Price / sales
Value assigned to each sales dollar
Reasonable · Between 3x and 8x sales
4.93x
Price / FCF
Price against free cash generation
No signal · Not enough data to judge
-
EV / EBITDA
Operating value including debt
No signal · Not enough data to judge
-
Quality
How efficiently it compounds
ROIC
Return earned on invested capital
Weak · Below 8% return on capital
4.7%
ROE
Profit generated from shareholder equity
Needs attention · Lagging most sector peers
7.1%
Debt / equity
Balance-sheet leverage
Favorable · Exceptional vs sector peers
0.31x
Current ratio
Short-term assets against liabilities
Reasonable · Assets still cover near-term liabilities
1.11x
Business mix
Jun 30, 2026Lending52.1% · $2.4B
Financial Services39.1% · $1.8B
Technology Platform8.8% · $396.5M
Selected financial data sourced from StockAnalysis and refreshed weekly. Figures may be delayed and are for research context, not investment advice.
peer comparison
How SOFI compares
| company | mkt cap | P/E | rev growth | score |
|---|---|---|---|---|
| $20.92B | 34.4 | +40.9% | 66 |
 | $183.03B | 19.1 | +20.3% | 81 |
 | $69.22B | 22.1 | - | 81 |
 | $12.40B | 18.1 | +45.7% | 79 |
 | $12.59B | 15.2 | +21.4% | 77 |
activity
What is moving SOFI
News
- 1d ago · SoFi Technologies, Inc. via Yahoo Finance
SOFI Stock Got Hit With Price-Target Cuts After Q2 Earnings, But One Contrarian Says Market Is Missing Bigger Story
Bullish - 2d ago · foreignpolicyjournal.com
SoFi Technologies (NASDAQ: SOFI) Stock Price Drops 13% Despite Record Earnings - foreignpolicyjournal.com
Bearish - 2d ago · SoFi Technologies, Inc. via Seeking Alpha
SoFi: More Wall St. Games (NASDAQ:SOFI)
Bullish - 2d ago · SoFi Technologies, Inc. via Nasdaq
SoFi Just Reported Earnings. Is the Stock a Buy Now?
Bullish
US stock research
About SoFi Technologies, Inc. (SOFI) stock
SoFi Technologies, Inc. trades on NASDAQ under the ticker SOFI. SOFI was +10.5% in the latest available session at $18.02. Its reported market value was $20.92B with a trailing P/E of 34.4. Latest reported revenue was $4.27B, changing +40.9% year over year, with $636.26M in net income.
Market snapshot updated Aug 3, 2026, 7:59 PM UTC.
- Latest available price
- $18.02
- Day change
- +10.5%
- Market cap
- $20.92B
- P/E (TTM)
- 34.4
- Revenue growth
- +40.9%
- Industry
- Credit Services