AXP vs PYPL
American Express and PayPal, side by side.
Prices and company dataas of yesterday's close
- AXPKeep4.7%
American Express' report on Oct 23 beat profit forecasts by 4.7%.
- PYPLBuy more11%
PayPal's report on Oct 27 beat profit forecasts by 11%, and its sales grew 4.4% over the past year.
Percent return
- AXP−11.73%
- PYPL−10.77%
Nov 11, 2025 to Nov 11, 2026
Where they differ
- Company size: AXP $224B, PYPL $50.3B.
- Sales growth, 1 yr: AXP +12%, PYPL +4.4%. AXP is ahead.
- Price for $1 of next year's profit: AXP $17, PYPL $10. PYPL is ahead.
- Profit per $1 of sales: AXP 19¢, PYPL 18¢. AXP is ahead.
- Cash minus debt: AXP −$16.5B, PYPL −$3.97B. PYPL is ahead.
- Price change, 1 yr: AXP −12%, PYPL −11%. PYPL is ahead. S&P 500 +12%.
- How much the price swings: AXP 24%, PYPL 44%. AXP is ahead.
| Measure | AXPAmerican Express | PYPLPayPal |
|---|---|---|
| Price and returns | ||
| Price | $322.92 | $59.48 |
| Today | −0.17% | Best in this row: +1.19% |
| 1 month | +4.85% | Best in this row: +7.11% |
| 3 months | −4.96% | Best in this row: +1.06% |
| This year | −11.68% | Best in this row: +2.78% |
| 1 year | −11.73% | Best in this row: −10.77% |
| 5 years | Best in this row: +89.50% | −70.23% |
| From 52-week high | −15.2% | −10.8% |
| How much it swings (90 days) | Best in this row: 24% | 44% |
| Valuation | ||
| Market value | $224B | $50.3B |
| Price vs last year's earnings | 20.1× | Best in this row: 10.9× |
| Price vs next year's expected earnings | 16.5× | Best in this row: 10.1× |
| Price vs earnings, adjusted for growth | Best in this row: 1.18× | 1.34× |
| Price to sales | 3.0× | Best in this row: 1.4× |
| Price vs cash it brings in | 15.5× | Best in this row: 7.8× |
| Company value vs operating profit | – | 8.2× |
| Price vs earnings, against its own past (0 = cheapest) | Best in this row: 55 | 100 |
| Growth | ||
| Revenue growth, 1 year | Best in this row: +11.6% | +4.4% |
| Revenue growth a year, last 3 years | Best in this row: +9.7% | +6.4% |
| Earnings per share growth, last year | +12.0% | Best in this row: +19.3% |
| Earnings per share growth expected next year | Best in this row: +9.9% | +6.1% |
| Profitability | ||
| Kept from sales after making the product | – | 40.5% |
| Kept as operating profit | Best in this row: 19.4% | 17.7% |
| Kept as final profit | Best in this row: 16.6% | 13.8% |
| Kept as spare cash | Best in this row: 19.1% | 18.4% |
| Profit on shareholders' money | Best in this row: 35.9% | 23.8% |
| Profit on all money put in | 11.8% | Best in this row: 21.8% |
| Balance sheet | ||
| Net cash (cash minus debt) | −$16.5B | Best in this row: −$3.97B |
| Debt for each $1 of shareholders' money | 1.68× | Best in this row: 0.73× |
| Short-term assets per $1 of bills due | Best in this row: 1.58× | 1.26× |
| Dividend yield | Best in this row: 1.18% | 0.95% |
| Share of profit paid as dividends | 21% | Best in this row: 11% |
| Our readPro | ||
| Our call | Keep | Buy more |
| Why | American Express' report on Oct 23 beat profit forecasts by 4.7%. | PayPal's report on Oct 27 beat profit forecasts by 11%, and its sales grew 4.4% over the past year. |
| Where the price sits | in the full report | in the full report |
| Our overall score (out of 100) | Best in this row: 64 | 60 |
| Our value score | 43 | Best in this row: 83 |
| Our growth score | Best in this row: 66 | 42 |
| Our quality score | 78 | Best in this row: 81 |
| Our price trend score | Best in this row: 68 | 50 |
| Earnings and analysts | ||
| Analyst consensus | Hold | Hold |
| To average analyst target | Best in this row: +13.4% | −3.2% |
| Average analyst target | $366.18 | $57.60 |
| Analysts rating it a buy | Best in this row: 48% | 14% |
| Buy ratings added, 3 months | Best in this row: 0 | −1 |
| Analysts covering | 17 | 29 |
AXP: faster sales growth
Our pick of these: American Express
Sales growth +11.6% vs +4.4%
AXP +11.6%, PYPL +4.4%.Forward P/E per point of sales growth 1.43 vs 2.31
AXP 1.43, PYPL 2.31.+13.4% to the average analyst target, vs −3.2%
AXP +13.4%, PYPL −3.2%.Where it loses: PYPL has a better call from us, Buy more vs Keep
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Prices as of yesterday, 3:59 PM ET. A view, not advice.