CI vs UNH
The Cigna and UnitedHealth Group, side by side.
Prices and company dataas of yesterday's close
- CIBuy more7%
Cigna's report on Nov 5 beat profit forecasts by 7%, and its sales grew 6.8% over the past year.
- UNHBuy more14%
UnitedHealth's report on Oct 13 beat profit forecasts by 14%, and it pays a 2.4% dividend that it has raised for 16 years in a row.
Percent return
- CI+15.03%
- UNH+26.33%
Nov 11, 2025 to Nov 11, 2026
Where they differ
- Company size: CI $78.4B, UNH $382B.
- Sales growth, 1 yr: CI +6.8%, UNH +3.4%. CI is ahead.
- Price for $1 of next year's profit: CI $9, UNH $17. CI is ahead.
- Profit per $1 of sales: CI 4¢, UNH 6¢. UNH is ahead.
- Cash minus debt: CI −$23.8B, UNH −$48.5B. CI is ahead.
- Price change, 1 yr: CI +15%, UNH +26%. UNH is ahead. S&P 500 +12%.
- How much the price swings: CI 28%, UNH 24%. UNH is ahead.
| Measure | CIThe Cigna | UNHUnitedHealth Group |
|---|---|---|
| Price and returns | ||
| Price | $301.43 | $402.81 |
| Today | Best in this row: −0.56% | −0.57% |
| 1 month | Best in this row: +6.73% | +6.23% |
| 3 months | Best in this row: +10.67% | +0.77% |
| This year | +11.38% | Best in this row: +24.48% |
| 1 year | +15.03% | Best in this row: +26.33% |
| 5 years | Best in this row: +51.96% | −3.57% |
| From 52-week high | −4.6% | −7.1% |
| How much it swings (90 days) | 28% | Best in this row: 24% |
| Valuation | ||
| Market value | $78.4B | $382B |
| Price vs last year's earnings | Best in this row: 12.6× | 31.6× |
| Price vs next year's expected earnings | Best in this row: 9.0× | 17.4× |
| Price vs earnings, adjusted for growth | Best in this row: 1.16× | 1.35× |
| Price to sales | Best in this row: 0.3× | 0.8× |
| Price vs cash it brings in | Best in this row: 9.4× | 15.5× |
| Company value vs operating profit | Best in this row: 7.9× | 13.9× |
| Price vs earnings, against its own past (0 = cheapest) | 98 | Best in this row: 91 |
| Growth | ||
| Revenue growth, 1 year | Best in this row: +6.8% | +3.4% |
| Revenue growth a year, last 3 years | Best in this row: +15.1% | +11.4% |
| Earnings per share growth, last year | Best in this row: +30.2% | −44.8% |
| Earnings per share growth expected next year | +9.1% | Best in this row: +13.7% |
| Profitability | ||
| Kept from sales after making the product | 9.1% | – |
| Kept as operating profit | 3.8% | Best in this row: 5.8% |
| Kept as final profit | 2.1% | Best in this row: 3.5% |
| Kept as spare cash | 2.9% | Best in this row: 5.1% |
| Profit on shareholders' money | 15.7% | Best in this row: 15.8% |
| Profit on all money put in | Best in this row: 12.8% | 12.4% |
| Balance sheet | ||
| Net cash (cash minus debt) | Best in this row: −$23.8B | −$48.5B |
| Debt for each $1 of shareholders' money | 0.71× | Best in this row: 0.70× |
| Short-term assets per $1 of bills due | Best in this row: 0.84× | 0.74× |
| Dividend yield | 2.13% | Best in this row: 2.35% |
| Share of profit paid as dividends | Best in this row: 28% | 53% |
| Our readPro | ||
| Our call | Buy more | Buy more |
| Why | Cigna's report on Nov 5 beat profit forecasts by 7%, and its sales grew 6.8% over the past year. | UnitedHealth's report on Oct 13 beat profit forecasts by 14%, and it pays a 2.4% dividend that it has raised for 16 years in a row. |
| Where the price sits | in the full report | in the full report |
| Our overall score (out of 100) | Best in this row: 70 | 57 |
| Our value score | Best in this row: 93 | 53 |
| Our growth score | Best in this row: 65 | 48 |
| Our quality score | Best in this row: 61 | 54 |
| Our price trend score | 64 | Best in this row: 75 |
| Earnings and analysts | ||
| Analyst consensus | Buy | Buy |
| To average analyst target | +13.3% | Best in this row: +19.8% |
| Average analyst target | $341.43 | $482.69 |
| Analysts rating it a buy | 68% | Best in this row: 81% |
| Buy ratings added, 3 months | −2 | −2 |
| Analysts covering | 13 | 17 |
UNH: wider profit margins and more analyst upside
Our pick of these: UnitedHealth Group
Keeps 5.8% of sales as operating profit, vs 3.8%
CI 3.8%, UNH 5.8%.+19.8% to the average analyst target, vs +13.3%
CI +13.3%, UNH +19.8%.1-year return +26.3% vs +15.0%, S&P 500 +12.4%
CI +15.0%, UNH +26.3%.Where it loses: CI has faster sales growth, +6.8% vs +3.4%
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Prices as of yesterday, 3:59 PM ET. A view, not advice.