ELV vs UNH
Elevance Health and UnitedHealth Group, side by side.
Prices and company dataas of yesterday's close
- ELVKeep50%
Elevance Health's report on Oct 21 beat profit forecasts by 50%.
- UNHBuy more14%
UnitedHealth's report on Oct 13 beat profit forecasts by 14%, and it pays a 2.4% dividend that it has raised for 16 years in a row.
Percent return
- ELV+38.94%
- UNH+26.33%
Nov 11, 2025 to Nov 11, 2026
Where they differ
- Company size: ELV $81.5B, UNH $382B.
- Sales growth, 1 yr: ELV +3.6%, UNH +3.4%. ELV is ahead.
- Price for $1 of next year's profit: ELV $15, UNH $17. ELV is ahead.
- Profit per $1 of sales: ELV 4¢, UNH 6¢. UNH is ahead.
- Cash minus debt: ELV −$20.4B, UNH −$48.5B. ELV is ahead.
- Price change, 1 yr: ELV +39%, UNH +26%. ELV is ahead. S&P 500 +12%.
- How much the price swings: ELV 31%, UNH 24%. UNH is ahead.
| Measure | ELVElevance Health | UNHUnitedHealth Group |
|---|---|---|
| Price and returns | ||
| Price | $429.42 | $402.81 |
| Today | Best in this row: −0.05% | −0.57% |
| 1 month | +4.07% | Best in this row: +6.23% |
| 3 months | Best in this row: +10.48% | +0.77% |
| This year | +24.31% | Best in this row: +24.48% |
| 1 year | Best in this row: +38.94% | +26.33% |
| 5 years | Best in this row: +7.29% | −3.57% |
| From 52-week high | −3.6% | −7.1% |
| How much it swings (90 days) | 31% | Best in this row: 24% |
| Valuation | ||
| Market value | $81.5B | $382B |
| Price vs last year's earnings | Best in this row: 16.6× | 31.6× |
| Price vs next year's expected earnings | Best in this row: 14.8× | 17.4× |
| Price vs earnings, adjusted for growth | 3.37× | Best in this row: 1.35× |
| Price to sales | Best in this row: 0.5× | 0.8× |
| Price vs cash it brings in | Best in this row: 14.1× | 15.5× |
| Company value vs operating profit | Best in this row: 12.9× | 13.9× |
| Price vs earnings, against its own past (0 = cheapest) | Best in this row: 50 | 91 |
| Growth | ||
| Revenue growth, 1 year | Best in this row: +3.6% | +3.4% |
| Revenue growth a year, last 3 years | +8.3% | Best in this row: +11.4% |
| Earnings per share growth, last year | Best in this row: −8.5% | −44.8% |
| Earnings per share growth expected next year | +4.1% | Best in this row: +13.7% |
| Profitability | ||
| Kept as operating profit | 4.0% | Best in this row: 5.8% |
| Kept as final profit | 2.5% | Best in this row: 3.5% |
| Kept as spare cash | 3.2% | Best in this row: 5.1% |
| Profit on shareholders' money | 11.5% | Best in this row: 15.8% |
| Profit on all money put in | 8.7% | Best in this row: 12.4% |
| Balance sheet | ||
| Net cash (cash minus debt) | Best in this row: −$20.4B | −$48.5B |
| Debt for each $1 of shareholders' money | Best in this row: 0.69× | 0.70× |
| Short-term assets per $1 of bills due | Best in this row: 1.47× | 0.74× |
| Dividend yield | 1.62% | Best in this row: 2.35% |
| Share of profit paid as dividends | Best in this row: 29% | 53% |
| Our readPro | ||
| Our call | Keep | Buy more |
| Why | Elevance Health's report on Oct 21 beat profit forecasts by 50%. | UnitedHealth's report on Oct 13 beat profit forecasts by 14%, and it pays a 2.4% dividend that it has raised for 16 years in a row. |
| Where the price sits | in the full report | in the full report |
| Our overall score (out of 100) | 52 | Best in this row: 57 |
| Our value score | Best in this row: 66 | 53 |
| Our growth score | 28 | Best in this row: 48 |
| Our quality score | Best in this row: 58 | 54 |
| Our price trend score | 69 | Best in this row: 75 |
| Earnings and analysts | ||
| Analyst consensus | Buy | Buy |
| To average analyst target | +11.7% | Best in this row: +19.8% |
| Average analyst target | $479.85 | $482.69 |
| Analysts rating it a buy | 68% | Best in this row: 81% |
| Buy ratings added, 3 months | Best in this row: 0 | −2 |
| Analysts covering | 14 | 17 |
UNH: our only Buy more, with more analyst upside
Our pick of these: UnitedHealth Group
+19.8% to the average analyst target, vs +11.7%
ELV +11.7%, UNH +19.8%.Keeps 5.8% of sales as operating profit, vs 4.0%
ELV 4.0%, UNH 5.8%.81% of analysts rate it a buy, vs 68%
ELV 68%, UNH 81%.Where it loses: ELV has a lower P/E per point of growth, 4.11 vs 5.08
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Prices as of yesterday, 3:59 PM ET. A view, not advice.