ACGL vs ALL

• ACGLSell somesales growth, past year−3.9%

  Arch Capital's sales fell 3.9% over the past year, and the stock rose 14% over the past month, in step with other insurers (up 15%).

• ALLBuy more39%

  Allstate's report on Nov 4 beat profit forecasts by 39%, and it pays a 1.7% dividend that it has raised for 15 years in a row.

Percent return

• ACGL+20.42%
• ALL+28.88%

1M6MYTD1Y5YMax

Nov 11, 2025 to Nov 11, 2026

Where they differ

Even, 3 each of 6

ACGLALL

• Company size: ACGL $36.5B, ALL $65.3B.
  $36.5BCompany sizebigger$65.3B
• Sales growth, 1 yr: ACGL −3.9%, ALL +5.1%. ALL is ahead.
  −3.9%Sales growth, 1 yr+5.1%
• Price for $1 of next year's profit: ACGL $11, ALL $9. ALL is ahead.
  $11Price for $1 of next year's profitcheaper$9
• Profit per $1 of sales: ACGL 27¢, ALL 22¢. ACGL is ahead.
  27¢Profit per $1 of sales22¢
• Cash minus debt: ACGL −$3.13B, ALL −$6.95B. ACGL is ahead.
  −$3.13BCash minus debt−$6.95B
• Price change, 1 yr: ACGL +20%, ALL +29%. ALL is ahead. S&P 500 +12%.
  +20%Price change, 1 yr+29%
• How much the price swings: ACGL 22%, ALL 30%. ACGL is ahead.
  22%steadierHow much the price swings30%

Measure	ACGLArch Capital	ALLAllstate
Price and returns
Price	$109.18	$262.19
Today	+0.04%	Best in this row: +0.41%
1 month	+14.23%	Best in this row: +14.27%
3 months	Best in this row: +11.11%	+0.40%
This year	+13.81%	Best in this row: +27.79%
1 year	+20.42%	Best in this row: +28.88%
5 years	Best in this row: +176.84%	+157.37%
From 52-week high	−1.4%	−4.3%
How much it swings (90 days)	Best in this row: 22%	30%
Valuation
Market value	$36.5B	$65.3B
Price vs last year's earnings	8.0×	Best in this row: 5.6×
Price vs next year's expected earnings	10.9×	Best in this row: 8.9×
Price vs earnings, adjusted for growth	3.59×	–
Price to sales	1.9×	Best in this row: 0.9×
Price vs cash it brings in	6.2×	Best in this row: 5.0×
Company value vs operating profit	7.3×	Best in this row: 4.5×
Growth
Revenue growth, 1 year	−3.9%	Best in this row: +5.1%
Revenue growth a year, last 3 years	Best in this row: +27.5%	+9.6%
Earnings per share growth, last year	+33.0%	Best in this row: +209.6%
Earnings per share growth expected next year	Best in this row: −2.1%	−24.7%
Profitability
Kept as operating profit	Best in this row: 27.1%	21.7%
Kept as final profit	Best in this row: 23.1%	16.4%
Kept as spare cash	Best in this row: 30.0%	18.1%
Profit on shareholders' money	18.7%	Best in this row: 38.9%
Profit on all money put in	15.9%	Best in this row: 29.6%
Balance sheet
Net cash (cash minus debt)	Best in this row: −$3.13B	−$6.95B
Debt for each $1 of shareholders' money	Best in this row: 0.19×	0.23×
Short-term assets per $1 of bills due	Best in this row: 0.58×	0.42×
Dividend yield	–	1.70%
Share of profit paid as dividends	–	10%
Our readPro
Our call	Sell some	Buy more
Why	Arch Capital's sales fell 3.9% over the past year, and the stock rose 14% over the past month, in step with other insurers (up 15%).	Allstate's report on Nov 4 beat profit forecasts by 39%, and it pays a 1.7% dividend that it has raised for 15 years in a row.
Where the price sits	–	in the full report
Our overall score (out of 100)	Best in this row: 68	62
Our value score	72	Best in this row: 72
Our growth score	Best in this row: 58	39
Our quality score	85	Best in this row: 88
Our price trend score	Best in this row: 66	64
Earnings and analysts
Analyst consensus	Hold	Hold
To average analyst target	+1.7%	Best in this row: +4.3%
Average analyst target	$111.00	$273.56
Analysts rating it a buy	Best in this row: 45%	40%
Buy ratings added, 3 months	−1	Best in this row: 0
Analysts covering	16	16

ALL: our only Buy more, with faster sales growth

Our pick of these: Allstate

Buy more70/100

Sales growth +5.1% vs −3.9%

ACGL −3.9%, ALL +5.1%.

ACGL−3.9%

ALL+5.1%

Forward P/E per point of sales growth 1.76 vs no growth

ACGL no growth, ALL 1.76.

ACGLno growth

ALL1.76

1-year return +28.9% vs +20.4%, S&P 500 +12.4%

ACGL +20.4%, ALL +28.9%.

ACGL+20.4%

ALL+28.9%

Where it loses: ACGL has wider profit margins, 27.1% vs 21.7%

• 2ndACGLSell some30/100Would need our call to move up from Sell some

Prices as of yesterday, 3:59 PM ET. A view, not advice.