ACGL vs CINF
Arch Capital and Cincinnati Financial, side by side.
Prices and company dataas of yesterday's close
- ACGLSell somesales growth, past year−3.9%
Arch Capital's sales fell 3.9% over the past year, and the stock rose 14% over the past month, in step with other insurers (up 15%).
- CINFKeepin the past month+16%
Cincinnati Financial rose 16% over the past month, in step with other insurers (up 14%), but two fewer analysts rate it a buy than three months ago.
Percent return
- ACGL+20.42%
- CINF+16.81%
Nov 11, 2025 to Nov 11, 2026
Where they differ
- Company size: ACGL $36.5B, CINF $27.8B.
- Sales growth, 1 yr: ACGL −3.9%, CINF +9.9%. CINF is ahead.
- Price for $1 of next year's profit: ACGL $11, CINF $21. ACGL is ahead.
- Profit per $1 of sales: ACGL 27¢, CINF 25¢. ACGL is ahead.
- Cash minus debt: ACGL −$3.13B, CINF +$364M. CINF is ahead.
- Price change, 1 yr: ACGL +20%, CINF +17%. ACGL is ahead. S&P 500 +12%.
- How much the price swings: ACGL 22%, CINF 23%. ACGL is ahead.
| Measure | ACGLArch Capital | CINFCincinnati Financial |
|---|---|---|
| Price and returns | ||
| Price | $109.18 | $189.84 |
| Today | Best in this row: +0.04% | −0.03% |
| 1 month | +14.23% | Best in this row: +16.15% |
| 3 months | Best in this row: +11.11% | +10.23% |
| This year | +13.81% | Best in this row: +18.20% |
| 1 year | Best in this row: +20.42% | +16.81% |
| 5 years | Best in this row: +176.84% | +75.01% |
| From 52-week high | −1.4% | −0.6% |
| How much it swings (90 days) | Best in this row: 22% | 23% |
| Valuation | ||
| Market value | $36.5B | $27.8B |
| Price vs last year's earnings | Best in this row: 8.0× | 10.4× |
| Price vs next year's expected earnings | Best in this row: 10.9× | 20.5× |
| Price vs earnings, adjusted for growth | Best in this row: 3.59× | 6.22× |
| Price to sales | Best in this row: 1.9× | 2.1× |
| Price vs cash it brings in | Best in this row: 6.2× | 9.3× |
| Company value vs operating profit | Best in this row: 7.3× | 8.0× |
| Growth | ||
| Revenue growth, 1 year | −3.9% | Best in this row: +9.9% |
| Revenue growth a year, last 3 years | Best in this row: +27.5% | +24.4% |
| Earnings per share growth, last year | +33.0% | Best in this row: +90.9% |
| Earnings per share growth expected next year | −2.1% | Best in this row: −0.2% |
| Profitability | ||
| Kept as operating profit | Best in this row: 27.1% | 25.2% |
| Kept as final profit | Best in this row: 23.1% | 20.1% |
| Kept as spare cash | Best in this row: 30.0% | 23.2% |
| Profit on shareholders' money | Best in this row: 18.7% | 16.9% |
| Profit on all money put in | Best in this row: 15.9% | 15.6% |
| Balance sheet | ||
| Net cash (cash minus debt) | −$3.13B | Best in this row: $364M |
| Debt for each $1 of shareholders' money | 0.19× | Best in this row: 0.05× |
| Short-term assets per $1 of bills due | 0.58× | Best in this row: 1.05× |
| Dividend yield | – | 2.03% |
| Share of profit paid as dividends | – | 22% |
| Our readPro | ||
| Our call | Sell some | Keep |
| Why | Arch Capital's sales fell 3.9% over the past year, and the stock rose 14% over the past month, in step with other insurers (up 15%). | Cincinnati Financial rose 16% over the past month, in step with other insurers (up 14%), but two fewer analysts rate it a buy than three months ago. |
| Where the price sits | – | in the full report |
| Our overall score (out of 100) | Best in this row: 68 | 63 |
| Our value score | Best in this row: 72 | 38 |
| Our growth score | 58 | Best in this row: 64 |
| Our quality score | Best in this row: 85 | 85 |
| Our price trend score | Best in this row: 66 | 65 |
| Earnings and analysts | ||
| Analyst consensus | Hold | Buy |
| To average analyst target | Best in this row: +1.7% | +1.0% |
| Average analyst target | $111.00 | $191.67 |
| Analysts rating it a buy | Best in this row: 45% | 25% |
| Buy ratings added, 3 months | Best in this row: −1 | −2 |
| Analysts covering | 16 | 4 |
CINF: faster sales growth
Our pick of these: Cincinnati Financial
Sales growth +9.9% vs −3.9%
ACGL −3.9%, CINF +9.9%.Forward P/E per point of sales growth 2.07 vs no growth
ACGL no growth, CINF 2.07.Where it loses: ACGL has wider profit margins, 27.1% vs 25.2%
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Prices as of yesterday, 3:59 PM ET. A view, not advice.