CB vs CINF
Chubb and Cincinnati Financial, side by side.
Prices and company dataas of yesterday's close
- CBBuy more17%
Chubb's report on Oct 20 beat profit forecasts by 17%, and its sales grew 5.3% over the past year.
- CINFKeepin the past month+16%
Cincinnati Financial rose 16% over the past month, in step with other insurers (up 14%), but two fewer analysts rate it a buy than three months ago.
Percent return
- CB+27.80%
- CINF+16.81%
Nov 11, 2025 to Nov 11, 2026
Where they differ
- Company size: CB $140B, CINF $27.8B.
- Sales growth, 1 yr: CB +5.3%, CINF +9.9%. CINF is ahead.
- Price for $1 of next year's profit: CB $13, CINF $21. CB is ahead.
- Profit per $1 of sales: CB 22¢, CINF 25¢. CINF is ahead.
- Cash minus debt: CB −$23.1B, CINF +$364M. CINF is ahead.
- Price change, 1 yr: CB +28%, CINF +17%. CB is ahead. S&P 500 +12%.
- How much the price swings: CB 21%, CINF 23%. CB is ahead.
| Measure | CBChubb | CINFCincinnati Financial |
|---|---|---|
| Price and returns | ||
| Price | $370.29 | $189.84 |
| Today | Best in this row: +0.32% | −0.03% |
| 1 month | +8.54% | Best in this row: +16.15% |
| 3 months | +7.01% | Best in this row: +10.23% |
| This year | Best in this row: +19.73% | +18.20% |
| 1 year | Best in this row: +27.80% | +16.81% |
| 5 years | Best in this row: +104.87% | +75.01% |
| From 52-week high | −1.0% | −0.6% |
| How much it swings (90 days) | Best in this row: 21% | 23% |
| Valuation | ||
| Market value | $140B | $27.8B |
| Price vs last year's earnings | 12.8× | Best in this row: 10.4× |
| Price vs next year's expected earnings | Best in this row: 12.6× | 20.5× |
| Price vs earnings, adjusted for growth | Best in this row: 1.33× | 6.22× |
| Price to sales | 2.3× | Best in this row: 2.1× |
| Price vs cash it brings in | – | 9.3× |
| Company value vs operating profit | 11.6× | Best in this row: 8.0× |
| Growth | ||
| Revenue growth, 1 year | +5.3% | Best in this row: +9.9% |
| Revenue growth a year, last 3 years | +11.8% | Best in this row: +24.4% |
| Earnings per share growth, last year | +35.9% | Best in this row: +90.9% |
| Earnings per share growth expected next year | Best in this row: +1.3% | −0.2% |
| Profitability | ||
| Kept as operating profit | 22.2% | Best in this row: 25.2% |
| Kept as final profit | 18.1% | Best in this row: 20.1% |
| Kept as spare cash | Best in this row: 28.8% | 23.2% |
| Profit on shareholders' money | 14.3% | Best in this row: 16.9% |
| Profit on all money put in | 10.6% | Best in this row: 15.6% |
| Balance sheet | ||
| Net cash (cash minus debt) | −$23.1B | Best in this row: $364M |
| Debt for each $1 of shareholders' money | 0.33× | Best in this row: 0.05× |
| Short-term assets per $1 of bills due | 0.40× | Best in this row: 1.05× |
| Dividend yield | 1.12% | Best in this row: 2.03% |
| Share of profit paid as dividends | Best in this row: 14% | 22% |
| Our readPro | ||
| Our call | Buy more | Keep |
| Why | Chubb's report on Oct 20 beat profit forecasts by 17%, and its sales grew 5.3% over the past year. | Cincinnati Financial rose 16% over the past month, in step with other insurers (up 14%), but two fewer analysts rate it a buy than three months ago. |
| Where the price sits | in the full report | in the full report |
| Our overall score (out of 100) | Best in this row: 68 | 63 |
| Our value score | Best in this row: 70 | 38 |
| Our growth score | Best in this row: 66 | 64 |
| Our quality score | 79 | Best in this row: 85 |
| Our price trend score | 59 | Best in this row: 65 |
| Earnings and analysts | ||
| Analyst consensus | Hold | Buy |
| To average analyst target | +0.9% | Best in this row: +1.0% |
| Average analyst target | $373.67 | $191.67 |
| Analysts rating it a buy | Best in this row: 36% | 25% |
| Buy ratings added, 3 months | Best in this row: 0 | −2 |
| Analysts covering | 15 | 4 |
Too close to call
No clear pick between these two
CBOur call: Buy more vs Keep
CB Buy more, CINF Keep.CB1-year return +27.8% vs +16.8%, S&P 500 +12.4%
CB +27.8%, CINF +16.8%.CINFSales growth +9.9% vs +5.3%
CB +5.3%, CINF +9.9%.CINFForward P/E per point of sales growth 2.07 vs 2.39
CB 2.39, CINF 2.07.Cover this stock to see the full report
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Prices as of yesterday, 3:59 PM ET. A view, not advice.